Next Generation
Credit Management

We Change How You Manage Credit Risk.



Our Services

Risk-Partner offers low cost and high performance solutions for improved credit management to everyone. Our solutions provides clients with better decision making through machine based learning and equal parts external and internal data.
Our dynamic credit engine and Big Data management services provide our clients with services that will rival any enterprise credit management solutions on the market.

  • SaaS Our solutions are primarily SaaS and can be easily integrated with exisiting solutions. We have separate modules for different types of solutions. All our solutions are powered by our machine learning algorithm.
  • Analytics and Reporting Our solutions all have integrated reporting capabilities which are easily customized to our clients' needs.
  • Customized Solutions Our basic platform and technology is easily adopted to different industries and needs. We offer customized solutions to most needs with quick and inexpensive integrations.
  • Advisory Risk-Partner has 18 years of combined experience in credit analysis, credit consulting and the debt collection industry. We offer advice to all aspects of credit risk, as well as providing lean solutions and profit optimization.

Risk-Partner Solution

Our solutions and technology have found a particular sweetspot in the marketplace.
We believe it is due to its high adaptability, many possible uses and low complexity and cost in implementation. We are currently developing customized solutions for the following markets: Consumer banking, Debt collection, Invoice trading and Retail and Manufacturing.

  •   Better risk management based on both internal and external data

      Profit optimization based on risk vs product margins and NPV
  •    Unsystematic risk prevention

      Data analytics and reporting
  •   Automated smart debt collection

      Unique and customized payment terms on individual client level
  •   A potential market place for trading invoices - pricing invoices individually

      Sales targeting based on historic data and customer performance

Our clients & partners

Our clients and partners range from debt collection
and banking to retail and manufacturing.


Risk-Partner represents something unique in the credit management market. There are to me no known comparable credit risk management services in today's international market which addresses and solves the challenges in a similar fashion like Risk-Partner.. Placeholder Tina Rellsve,
Senior Vice President, Nets Group

Analyses from Risk-Partner over time have given us valuable information about the credit risk we take. In addition, we received specific feedback on what changes we can make in providing credit and how it will affect the result. Eniro has implemented a number of measures based on the knowledge we have now. Risk Partner's professional competence and ability to convey is unique, making collaboration and process very rewarding.. Placeholder Wenche Berger,
Head of Billing & AR Eniro Group

About Risk-Partner & our team

Risk-Partner AS is a Scandinavian fintech company established in 2013 and is based
in Oslo, Norway, and with a development team in Colombo, Sri Lanka.
Risk-Partner AS is owned by its founders together with LM Media Holding and the investment firm IHK.
Our work is supported by Innovation Norway (Norwegian Government) and The Research Council of Norway.

  • Placeholder

    Knut M. Ugland Jacobsen CEO & Co-Founder

    Knut is a leading credit management expert and the driving force behind Risk-Partner. Knut is dedicated to changing credit management as we know it.
  • Placeholder

    Anders Sørbo Co-Founder
    & Chairman of the Board

    Anders brings experience from both strategic consulting and credit management to Risk-Partner. His focus is always on innovation and technology.
  • Placeholder

    Haakon Knappskog Board member

    Haakon is currently CEO of Pemco Energy. He is also shareholder and board member of several companies.
  • Placeholder

    Lars Martinsen Board member

    Lars is Managing Director in LM Media Holding and 15 years experience from media and technology.


We never sit still – we are always moving.


The ultimate guide to fintech in Norway. Fintech is one of the hottest segments in Norway these days, and the fintech scene is growing rapidly. After showcasing promising fintech companies at Money 20/20, the world is now looking to the Nordics for the fintech companies of the future.
Risk-Partner is mentioned in the article as one of the main players in risk and credit scoring. Read the article here

Nordic Venture Forum On the 5th of November 2015, the 13th edition of the Nordic Venture Forum (NVF) took place at theh Radisson SAS Falconer Hotel in Copenhagen. CEO Knut M. Ugland Jacobsen of Risk-Partner held a company presentation at the conference and received a lot of positive feedback and established contacts with potential customers. See video presentation here

Contact Risk-Partner Today

Get started right now - we'll make sure to get back to you
in the next minutes.